Newsletters | Articles | Helpful Links
NEWSLETTERS
Stay up to date with our informative and helpful quarterly newsletters.
FIRST QUARTER 2008 Newsletter:
“Market Perspective - Crisis = Danger + Opportunity”
“Financial Planning - 2008 Increases in Retirement Plan Provisions”
“Living In Gratitude - Mike and Debbe Simmons, owners of Bicycle Warehouse”
DOWNLOAD First Quarter 2008 Newsletter 
(PDF - 291kb)
SECOND QUARTER 2007 Newsletter:
“Employment, the Economy, and the Fed”
“What is strategic allocation and how often is it changed?”
“Making Your Employer a Partner in Your Financial Planning”
DOWNLOAD Second Quarter 2007 Newsletter (PDF - 266kb)
FIRST QUARTER 2007 Newsletter:
“Market Perspective 2007”
“Volatility Returns”
“Employment and the Economy”
“What's New at CHA?”
“Creating an Ethical Will”
“LIVING ON PURPOSE: Clients in the Spotlight ”
DOWNLOAD First Quarter 2007 Newsletter (PDF - 342kb)
FOURTH QUARTER 2006 Newsletter:
“Market Perspective 2006”
“FINANCIAL PLANNING:
More Tax Changes: The Tax Relief and Health Care Act of 2006”
“LIVING ON PURPOSE: Clients in the Spotlight ”
DOWNLOAD Fourth Quarter 2006 Newsletter (PDF document - 327kb)
THIRD QUARTER 2006 Newsletter:
“Market Perspective 2006”
“The Fed and Interest Rates”
"The Economy and Employment"
"Housing Market and the Consumer"
“FINANCIAL PLANNING:
The New Pension Protection Act of 2006 Promotes Savings, Protects Pensions”
“LIVING ON PURPOSE: Clients in the Spotlight, Choices ”
"Welcome Carla and Lili to CHA!"
DOWNLOAD Third Quarter 2006 Newsletter (PDF document - 324kb)
SECOND QUARTER 2006 Newsletter:
“Market Perspective 2006”
“The Fed and Interest Rates”
"The Economy and Employment"
"Housing Market and the Consumer"
“FINANCIAL PLANNING: How to Lower Your Insurance Rates”
“LIVING ON PURPOSE: Clients in the Spotlight, Choices ”
DOWNLOAD Second Quarter 2006 Newsletter (PDF document - 235kb)
FIRST QUARTER 2006 Newsletter:
“Market Perspective 2006”
“The Fed and Interest Rates”
“FINANCIAL PLANNING: Figuring Out the Financial Aid Formula for College”
“LIVING ON PURPOSE: Clients in the Spotlight, Retirement ”
"What’s New at CHA?"
DOWNLOAD First Quarter 2006 Newsletter (PDF document - 336kb)
FOURTH QUARTER 2005 Newsletter:
“Market Perspective 2005”
“The Fed and Interest Rates”
“Asset Management”
“LIVING ON PURPOSE: Clients in the Spotlight”
“What’s New at CHA?”
DOWNLOAD Fourth Quarter 2005 Newsletter (PDF document - 329kb)
THIRD QUARTER 2005 Newsletter:
“Market Perspective 2005”
“The Fed and Interest Rates”
“Inflation and the Consumer”
“Medicare Prescription Drug Coverage”
“LIVING ON PURPOSE: Clients in the Spotlight”
DOWNLOAD Third Quarter 2005 Newsletter (PDF document - 305kb)
FIRST QUARTER 2005 Newsletter:
“Market Perspective 2005”
“Year to date – Major Index Returns: March 31, 2005”
“Disputing Entries On Credit Reports”
“Quarterly Statements”
DOWNLOAD First Quarter 2005 Newsletter (PDF document - 334kb)
FOURTH QUARTER 2004 Newsletter:
“Market Perspective 2004”
“Year to date – Major Index Returns: December 31, 2004”
“Looking Back”
“Going Forward: Domestic Equities, Investment-Grade Bonds, International Equities”
“Quarterly Statements”
"2005 Increases in Retirement Plan Provisions”
DOWNLOAD Fourth Quarter 2004 Newsletter (PDF document - 124kb)
THIRD QUARTER 2004 Newsletter:
“Market Perspective 2004”
“Year to date – Major Index Returns: September 30, 2004”
“Health Savings Accounts”
“Reverse Mortgages”
DOWNLOAD Third Quarter
2004 Newsletter (PDF document - 43kb)
SECOND QUARTER 2004 Newsletter:
“Market Perspective 2004”
“Year to date – Major Index Returns: June 30, 2004”
“What’s New?”
DOWNLOAD
Second Quarter 2004 Newsletter (PDF document - 181kb)
FIRST QUARTER 2004 Newsletter:
“Market Perspective 2004”
“Year to date – Major Index Returns: March 31st, 2004”
“How to better utilize tax refunds”
DOWNLOAD
First Quarter 2004 Newsletter (PDF document - 41kb)
FOURTH QUARTER 2003 Newsletter:
“Market Perspective 2003”
“Major Index Returns YTD: Three Year Comparison”
DOWNLOAD Fourth Quarter
2003 Newsletter (PDF document - 43kb)
THIRD QUARTER 2003 Newsletter:
“Market Perspective 2003”
“Year to date – Major Index Returns: September 30th, 2003”
“Privacy Policy”
DOWNLOAD Third Quarter
2003 Newsletter (PDF document - 60kb)
SECOND QUARTER 2003 Newsletter:
“Market Perspective 2003”
“Year to date – Major Index Returns: June 30th, 2003”
“Plan Early – Long-Term Care Solutions”
DOWNLOAD Second Quarter
2003 Newsletter (PDF document - 56kb)
ARTICLES
The following articles will provide further insight into the many varied aspects of financial planning and may be especially helpful as you journey through our Wealth by Design (SM) process:
1. Discovery Process
a. Taking Responsibility For Retirement
b. A Brave New Financial World For Baby Boomers
2. Tax Planning & Cash Management
a. How to Better Utilize Tax Refunds
b. Reverse Mortgages
c. Rules for Hiring Family Members
d. Perplexing World of Social Security & Earnings in Retirement
e. Give Your Credit a Post-Holiday Checkup
f. Taking time to Understand the 2006 Tax Changes
3. Retirement Projections & Education Savings
a. Figuring Out the Financial Aid Formula For College
b. Understanding the New Roth 401(k)s
c. A Primer on the National Savings Rate
d. College Cash
4. Portfolio Review & Investment Planning
a. Alternatives to Traditional Investments
b. Climb A Bond Ladder As Interest Rates Rise
c. Retirement Myths and Truths
d. Rebalancing Your Portfolio
e. Six Strategies for Managing Market Volatility
5. Risk Management: Insurance and Wealth Protection
a. Medicare Prescription Drug Coverage
b. Health Savings Accounts
c. Plan Early- Long-Term Care Solutions
d. Changes in Store for Medicare and Medicaid
e. Caring for Elderly Loved Ones from Afar
f. Evaluating the Need for Insurance In Retirement
g. Should You Consider an HSA?
h. Preparing Financially for A Disaster
6. Estate Planning & Charitable Giving
a. Navigating the Federal & State Estate Tax Maze
b. The Truth About Small Business Succession Planning
c. A Primer on Charitable Donations
d. Family Meetings
e. IRA Beneficiary Forms
f. Prenuptial Agreements
7. Consumer Information
a. Disputing Entries on Credit Reports
b. Protecting Your Identity
LINKS
Please take a moment to visit these helpful and informative sites:
ATTN: By clicking on the following links you are leaving the Cullington Hill Advisors, Inc. web site. |
The National Association of Personal Financial Advisors
www.napfa.org
The Financial Planning Association
www.fpanet.org
The Collaborative Family Law Group of San Diego
www.collaborativefamilylawsandiego.com
U.S. Securities and Exchange Commission
www.sec.gov
